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Loss of Rent Insurance

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Loss of Rent Insurance

Keep your rental income stable, even if your property is anything but.

Fill out our short form or call us on 03333 440 129

What is loss of rent insurance?

Loss of rent insurance is a type of landlord’s insurance that will cover you in the event of an emergency that causes your tenants to have to leave and cease paying rent.

What does loss of rent insurance cover?

Loss of rent insurance will protect you against lost rent if your tenants are forced to unexpectedly move out of your rental property. For example, if your rental property were to become flooded, then the property would be uninhabitable and the tenants would have to move out. While your property is being repaired, you would lose rental income as there would be no one living there and paying rent. This is where loss of rent insurance cover comes in. Once you’ve made a claim, the pay-out would be able to help you recoup some of your loss of rental income.

Will loss of rent insurance cover me if my tenant defaults on their rent?

No, loss of rent insurance will only pay out if your tenants are forced to leave unexpectedly and the property is uninhabitable. If you require cover for tenants refusing to pay, leaving without notice or recovering loss of rent while the property is empty, then you will need to consider tenant default insurance or rent guarantee insurance.

For help finding the cover you’re looking for, get in touch with our experienced insurance brokers today by filling in the form below or calling us directly on 03333 440 129.


I contacted One Direct knowing that I needed a lot of different types of protection, but unsure of exactly what I required. After a conversation about my circumstances, Gareth was able to recommend the exact products that would ensure my family were well looked after if something were to happen to me. All in all, I’m very impressed with the service that One Direct provided and would happily recommend them to anyone.

Matt Richie “”