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Roofing Contractors’ Insurance

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Roofing Contractors’ Insurance

Stay on top of the world with the right insurance to protect yourself, your employees and your business.

Fill out our short form or call us on 03333 440 129

Exclusive tailored roofing contractors’ insurance

This highly specialist roofing contractors’ insurance policy has been specially developed for members of the National Federation of Roofing Contractors Scheme (NFRC). As a verified member of the group, you qualify for exclusive roofing contractors’ insurance without the high premiums you might expect in your profession.

Do I have to be a member of the NFRC?

Yes. Being a member of the NFRC is a pre-requisite for cover under a roofing contractors’ insurance policy so if you’re looking for good deals on your roofing insurance, sign up today to get the best prices.

Why do I need NFRC membership to qualify for roofing contractors’ insurance?

Due to the level of risk associated with working in roofing, many insurers will consider a roofer to be more liable to make a claim and therefore they will charge you more for insurance as they assume that you will cost them money. While this can be the case with any high-risk job, roofing is an industry particularly affected by this bias because of the minority of people within the profession who do not have the correct qualifications, certifications or follow correct safety guidance and regulations.

Members of the NFRC are verified as responsible roofers who meet the necessary guidelines, giving insurers faith that they have taken all of the steps possible to prevent potential incidents. This therefore means that insurance can be offered at a cheaper rate as NFRC members are considered at a lower risk than an uninspected or unverified roofer.

Why get roofing contractors’ insurance?

Roofing is a high-risk job. When you spend a lot of time on a roof working with powerful tools, it’s easy to see how one small mistake could have disastrous consequences. Although many roofers might have some of the more well-known insurance covers, such as life or personal injury, it’s common to overlook the more specialist types of insurance, leaving yourself or your business open to risk.

Specialist roofing contractors’ insurance policies make sure that you have all of the right cover so that you’re covered for any eventuality. Our experienced team of brokers have done all of the thinking for you and put together the necessary policies for roofing contractors so that you can have them all under one simple policy with one renewal date and zero headaches. What’s more, you can tailor your policy yourself to include the cover you want and ensure that you’re not overpaying for cover you don’t need.

What cover does roofing contractors’ insurance offer?

Roofing contractors’ insurance can provide a number of covers specific to your profession. These include:

  • Employer’s liability insurance – a legal requirement if you have employees and protects your business against legal fees if one of your employees is injured at work.
  • Public liability insurance – protects you against legal fees if a member of the public or property is injured or damaged as a result of you carrying out your business.
  • Professional indemnity insurance – provides cover for your business if you make a mistake or error in judgement that ends up costing your client time or money.
  • Business interruption – if your business is temporarily unable to continue due to illness, injury or another unexpected incident, this provides cover to keep the finances running in the interim.
  • Goods in transit – if your business goods, materials or tools are damaged during transportation, this policy will provide cover to repair or replace them.

Why choose this policy?

As well as getting the cover that you could one day rely on for a competitive price, there are many additional advantages to choosing a specialist roofing contractors’ insurance policy. The policy creators have a good understanding of what roofing jobs entail and so know what risks you face every day; this means that you will have adequate cover for yourself, your business and your employees.

What’s more, our brokers can find you insurance that fits your business by providing policies with no height limit on the roofing work you do, flexibility on application of heat and optional extras for specialised tasks such as asbestos removal and other unique risks.

To find out more about getting a roofing contractors’ insurance policy that works for you, get in touch with a member of our team by filling out our form or calling us on 03333 440 129 today!


Working alongside One-Direct is a real joy. They are very helpful to us at Care after Combat in providing insurance solutions and advice that meet our needs. As a charity, we find their products reliable and more importantly they deliver… they do what is says on the tin!

Jim Davidson OBE “”