Stay in control of your catering business with the right catering business insurance.
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In short, any catering business. Below is a list of common businesses that will require catering liability insurance:
All businesses that provide a service or product would be strongly advised to have public liability insurance. This is particularly important for catering businesses as it would protect you and your business if someone were injured or made unwell as a result of your business, and would help cover any legal costs incurred from such an event.
If you employ any staff (even freelance or volunteers), you are also legally required to have employer’s liability insurance in case they are injured on your premises.
Most catering insurance policies will include both public and employer’s liability insurance as standard, and many will have taken into consideration other needs of catering businesses and may include additional policies such as:
If you do mobile catering, insurance is essential to making sure that you can carry out business, no matter what. Contents inside a vehicle may be more susceptible to theft so you might like to cover them with a business equipment insurance policy, as well as ensuring that you have the right level of public liability insurance needed for the risks.
Please note that you will need a separate insurance policy to cover your vehicle against accident, damage or theft as you will need a specific vehicle insurance policy.
For more information, our experienced brokers can help. Fill in the form below or call us directly on 03333 440 129.
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