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Running a business from your home can be a challenge – but finding the right insurance cover to protect you needn’t be.
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Home business insurance is simply a specialist type of insurance policy that provides the elements of cover you will need while running a business from your home. The cover you need will vary depending on the type of business you run and whether you are a growing business or an independent freelancer so home business insurance policies can be tailored to your unique requirements.
Each policy will include different types of cover depending on your needs but many home business policies should include public liability and professional indemnity cover. Public liability cover will protect you if a legal case is brought against you if a third party is injured or property is damaged on your business premises or because of you carrying out business. Professional indemnity protection will also help with legal fees if you are prosecuted due to a professional error or misjudgment.
If you choose to include it, many home business policies will also provide business building cover which would pay out if the building you work from is damaged due to flood or fire. Some policies will have additional clauses such as cover for specialist equipment or machinery, gadgets or essential technology.
Every quote will vary depending on the type of business you do, the policies you need and the amount of cover you want to get. However, getting a quote is easy – just get in touch with our experienced brokers to discuss your needs and they’ll do all the groundwork for you. Fill in the form below or call us directly on 03333 440 129.
I contacted One Direct knowing that I needed a lot of different types of protection, but unsure of exactly what I required... All in all, I’m very impressed with the service that One Direct provided and would happily recommend them to anyone.