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If your stock is integral to keeping your business moving, why not protect it?
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Stock insurance protects your stored stock against damage and theft, and will pay out money to help replace it in the event of a claim. This is often particularly important to online businesses who rely entirely on stock to keep their business going.
Stock can be an integral part of business – if the stock that you hold were compromised in some way, then it could have a severe knock-on effect on your cashflow and then ultimately your profits. It’s something that not many business owners think about but stockpiled goods can be as vulnerable to theft as valuable tools and machinery; in some cases, stock can be more valuable to the business owner as it will take the business time to replace it.
This will depend on the policy you choose, but most policies will cover the cost price of your stock and so will pay out the amount it cost you to buy it, rather than the retail price.
In a word – yes. You will need to check the policy details carefully to see what situations are covered because different policies will have different rules. If you will be moving stock around and keeping it in different locations, make sure that your stock insurance would cover each one.
For more information, our experienced brokers can help. Fill in the form below or call us directly on 03333 440 129.
Working alongside One-Direct is a real joy. They are very helpful to us at Care after Combat in providing insurance solutions and advice that meet our needs. As a charity, we find their products reliable and more importantly they deliver… they do what is says on the tin!