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Personal Accident Insurance

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Personal Accident Insurance

Accidents can happen to anyone – be ready for anything with personal accident insurance.

Fill out our short form or call us on 03333 440 129

What is personal accident insurance?

Personal accident insurance is a policy which will provide compensation for accidental injuries or, in some cases, death. Most policies will cover you both inside and outside of work so you can have peace of mind that you will always be covered against accidents.

What does personal accident insurance pay out for?

If you were to be involved in an accident that meant you were unable to work, then most personal accident insurance policies would help to cover your loss of income. Many policies also pay out to help you to cover medical costs and hospitalization.

The amount you would receive would depend on the terms of your policy, the circumstances of your accident and the treatment received as a result, so be sure to check your policy details for specifics.

Why do I need personal accident insurance?

Although personal accident insurance can be useful for anyone, it is most popular with people who consider they have a higher chance than usual to become injured. You may have a job where accidents are more likely to occur, or a high-risk hobby like skiing or rock-climbing and know that you would struggle financially if something were to happen to you. If this is the case, personal accident insurance can provide invaluable peace of mind so you’ll know that your vital expenses will still be covered in the event of an accident.

For more information, our experienced brokers can help. Fill in the form below or call us directly on 03333 440 129.


I contacted One Direct knowing that I needed a lot of different types of protection, but unsure of exactly what I required. After a conversation about my circumstances, Gareth was able to recommend the exact products that would ensure my family were well looked after if something were to happen to me. All in all, I’m very impressed with the service that One Direct provided and would happily recommend them to anyone.

Matt Richie “”